For most of us, our mortgage is our biggest financial burden - and one that’ll be with us for decades. However, it’s important to remember that the life of a home loan doesn’t need to be as long as the contract suggests; you’re free to pay it off faster and take that financial load off your shoulders sooner.

Refinancing your home loan has the potential to save you thousands, reduce your monthly repayments and free up your finances to achieve your goals.

With the cost of living going up by the day, managing your money can be tricky in the current environment. If you’re trying to save for a deposit or just trying to manage your mortgage repayments, it’s even more important to try and get on track with your savings. Here are a few ways to better manage your money.

Buying your first home can be a daunting experience. It will likely take a number of months to get your financials in order and navigate the property search. While there are many things to think about, here are three key things to consider.